My Spare Change Stories
Coins, coffee, and curious thoughts on life.
Hi, I’m Angie — a twenty-something figuring out how to make sense of money, travel, and all things adulting. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
The Blog
What Is Reverse Budgeting? The Pay Yourself First Method Explained
Reverse budgeting is a way of managing money where savings happen first and spending comes afterward. Often called pay yourself...
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What is the 50/30/20 Budget Rule?
If you poke around for budgeting tips online, the 50/30/20 rule pops up everywhere because it’s dead simple to get....
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What Is Impulse Buying and How to Stop It
You grab your phone for a quick scroll to unwind, spot something cute or useful, and tap “buy” before thinking...
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