My Spare Change Stories
Personal finance tips for anyone figuring out budgets, expenses, and savings one spare change at a time.
Hi, I’m Angie — passionate about personal finance, travel, and making everyday life a little easier to navigate. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
What Is a Sinking Fund? A Simple Way to Save for Costs You Already Know Are Coming
A sinking fund is money you save little by little...
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How to Save $10K in a Year: A Realistic 12-Month Plan
Saving $10,000 in a year means putting aside $833.33 per...
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How to Save $2,000 in 1, 2, 3, 6, or 12 Months
If you want to save $2,000, the amount you need...
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Saving $1 a Day for a Year: How Much Will You Have?
If you save a dollar a day for a year,...
Read MoreI want to learn how to budget my money...
What Is a Sinking Fund? A Simple Way to Save for Costs You Already Know Are Coming
A sinking fund is money you save little by little...
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What to Do With Coins: 10 Easy Ways to Use Spare Change
I remember when I was in college, I usually paid...
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How to Avoid Lifestyle Creep
You got a raise, or maybe a bonus landed in...
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How to Reduce Household Expenses: A Category-by-Category Guide
Maybe your bills went up this year, maybe you’re saving...
Read MoreThe Blog
What Is a Sinking Fund? A Simple Way to Save for Costs You Already Know Are Coming
How to Save $10K in a Year: A Realistic 12-Month Plan
How to Save $2,000 in 1, 2, 3, 6, or 12 Months
Planning a big purchase?
How to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
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