My Spare Change Stories
Personal finance tips for anyone figuring out budgets, expenses, and savings one spare change at a time.
Hi, I’m Angie — passionate about personal finance, travel, and making everyday life a little easier to navigate. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
What to Spend Money On as a Teenager
When I was a teenager, I spent a good amount...
Read More
What Is a Sinking Fund? A Simple Way to Save for Costs You Already Know Are Coming
A sinking fund is money you save little by little...
Read More
How to Save $10K in a Year: A Realistic 12-Month Plan
Saving $10,000 in a year means putting aside $833.33 per...
Read More
How to Save $2,000 in 1, 2, 3, 6, or 12 Months
If you want to save $2,000, the amount you need...
Read MoreI want to learn how to budget my money...
ADHD Budgeting: How to Budget With ADHD + Free Template
Budgeting can feel like a whole extra job. You have...
Read MoreWhat to Spend Money On as a Teenager
When I was a teenager, I spent a good amount...
Read More
Budgeting for Women: Budget, Save & Still Have Fun
Let’s be honest, girl. Being a woman comes with a...
Read MoreWhat Is a Sinking Fund? A Simple Way to Save for Costs You Already Know Are Coming
A sinking fund is money you save little by little...
Read MoreThe Blog
How I Save Money on Eating Out: Simple Tricks to Cut Dining Costs
ADHD Budgeting: How to Budget With ADHD + Free Template
What to Spend Money On as a Teenager
Planning a big purchase?
How to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
Read More