My Spare Change Stories
Personal finance tips for anyone figuring out budgets, expenses, and savings one spare change at a time.
Hi, I’m Angie — passionate about personal finance, travel, and making everyday life a little easier to navigate. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
What to Do With Coins: 10 Easy Ways to Use Spare Change
I remember when I was in college, I usually paid...
Read More
How to Save Money on Household Items: 22 Easy Tips
Household items can take up more of your budget than...
Read More
Emergency Fund Philippines: How Much Should You Save?
An emergency fund is money you set aside for unexpected...
Read More
How I Save Money in the Philippines: Real Examples & Proof
Saving money in the Philippines has become a lot more...
Read MoreI want to learn how to budget my money...
What to Do With Coins: 10 Easy Ways to Use Spare Change
I remember when I was in college, I usually paid...
Read More
How to Avoid Lifestyle Creep
You got a raise, or maybe a bonus landed in...
Read More
How to Reduce Household Expenses: A Category-by-Category Guide
Maybe your bills went up this year, maybe you’re saving...
Read More
Budgeting After Retirement: How to Make Your Money Last Without a Paycheck
Will your money last through retirement? That’s the question on...
Read MoreThe Blog
What to Do With Coins: 10 Easy Ways to Use Spare Change
How to Save Money on Household Items: 22 Easy Tips
Emergency Fund Philippines: How Much Should You Save?
Planning a big purchase?
How to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
Read More