My Spare Change Stories
Coins, coffee, and curious thoughts on life.
Hi, I’m Angie — a twenty-something figuring out how to make sense of money, travel, and all things adulting. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
The Blog
Typical Household Expenses to Include in Your Monthly Budget
When creating a budget, one of the hardest parts is figuring out what expenses to include. Some costs are obvious,...
Read More → High Gas Prices? Here’s How to Save Money on Fuel
Gas prices feel high when filling up starts to sting every time. With the current war and tension between the...
Read More → How Much Should You Budget for Home Maintenance?
Every homeowner experiences this moment when something breaks and costs far more than expected. Maybe the water heater stops working,...
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