My Spare Change Stories
Coins, coffee, and curious thoughts on life.
Hi, I’m Angie — a twenty-something figuring out how to make sense of money, travel, and all things adulting. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
The Blog
What Is Loud Budgeting? A Guide to Financial Honesty
Let’s be real—saying no to plans because you’re broke is awkward. Loud budgeting fixes that. No more pretending—just tell them,...
Read More →
What is the 70-20-10 budget rule? How does it work?
So you’ve done 50-30-20, checked it off the list, and thought, “Is there something… different?” Meet the 70-20-10 rule. It’s...
Read More →
Kakeibo Method: The Japanese Budgeting Method (with Example)
You’ve probably tried at least three budgeting apps by now, haven’t you? They all promise to change your financial life...
Read More →