My Spare Change Stories
Personal finance tips for anyone figuring out budgets, expenses, and savings one spare change at a time.
Hi, I’m Angie — passionate about personal finance, travel, and making everyday life a little easier to navigate. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
50 Envelope Savings Challenge: FREE Printable (Save $1,275!)
Do you want to save $1,275, but don’t want to...
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Money Saving Tips for Families
Saving money while raising a family can get complicated quickly....
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How to Save $1,000 a Month
Saving $1,000 a month means finding an extra $1,000 between...
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$100 a Week for a Year: How to Actually Save $5,200
If you save $100 a week for a year, you’ll...
Read MoreI want to learn how to budget my money...
How to Store Money Without a Bank Account
When my Mum was in her early 20s, she would...
Read MoreMoney Saving Tips for Families
Saving money while raising a family can get complicated quickly....
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Helping Elderly Parents With Finances? Start With This Checklist
I’m thankful that I grew up in a family that...
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How I Save Money on Eating Out: Simple Tricks to Cut Dining Costs
Quitting eating out completely NEVER worked for me. Social meals,...
Read MoreThe Blog
How to Store Money Without a Bank Account
50 Envelope Savings Challenge: FREE Printable (Save $1,275!)
Money Saving Tips for Families
Planning a big purchase?
How to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
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