My Spare Change Stories
Personal finance tips for anyone figuring out budgets, expenses, and savings one spare change at a time.
Hi, I’m Angie — passionate about personal finance, travel, and making everyday life a little easier to navigate. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
How Much of My Paycheck Should I Save?
A good starting target is 20% of your take-home pay,...
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How to Save Money in Your 20s
Your 20s come with a strange mix of freedom and...
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How to Save Money in College
Between tuition, textbooks, rent, and the temptation of every food...
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How to Save Money on Streaming Subscriptions
Take two minutes right now and scroll through your streaming...
Read MoreI want to learn how to budget my money...
How to Avoid Lifestyle Creep
You got a raise, or maybe a bonus landed in...
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How to Reduce Household Expenses: A Category-by-Category Guide
Maybe your bills went up this year, maybe you’re saving...
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Budgeting After Retirement: How to Make Your Money Last Without a Paycheck
Will your money last through retirement? That’s the question on...
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What to Do With a Pay Raise (Without the Guilt)
I still remember that Slack call. It’s probably one of...
Read MoreThe Blog
How Much of My Paycheck Should I Save?
How to Save Money in Your 20s
How to Save Money in College
Planning a big purchase?
How to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
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