My Spare Change Stories
Coins, coffee, and curious thoughts on life.
Hi, I’m Angie — a twenty-something figuring out how to make sense of money, travel, and all things adulting. My Spare Change Stories is where I share little lessons, honest thoughts, and the small joys that come with learning as I go.
I want to compute for my...
Zero-Based Budget
Assign your income to bills, savings, debt, and fun before the month begins so nothing is left unplanned.
Savings Goal Calculator
Figure out how much to save each month to reach your financial goal by your target date
50/30/20 Budget
Split your after-tax income into 50% needs, 30% wants, and 20% savings and debt repayment.
I want to learn how to save money...
Rainy Day Fund: What It Is, How Much to Save, Where to Keep
A rainy day fund is simply money you keep on...
Read MoreHigh Gas Prices? Here’s How to Save Money on Fuel
Gas prices feel high when filling up starts to sting...
Read MoreHow to Save Money on Books and Find the Best Book Deals
There’s something nice about buying books. It feels like you’re...
Read More26 Things to Save For
Saving only works when you know what you’re saving for....
Read MoreI want to learn how to budget my money...
Typical Household Expenses to Include in Your Monthly Budget
When creating a budget, one of the hardest parts is...
Read MoreHow Much Should You Budget for Home Maintenance?
Every homeowner experiences this moment when something breaks and costs...
Read MoreThe Three Jar Method: Budgeting for Kids
I’ve always felt lucky to grow up in a family...
Read MoreHow to Budget for Fixed and Variable Expenses
Budgeting doesn’t have to feel like a chore. Some expenses,...
Read MoreThe Blog
Rainy Day Fund: What It Is, How Much to Save, Where to Keep
Typical Household Expenses to Include in Your Monthly Budget
High Gas Prices? Here’s How to Save Money on Fuel
Planning a big purchase?
My Experience Buying a Brand-New Car in the Philippines
Buying a new car in the Philippines isn’t just about...
Read MoreHow to Save for a House While Renting
Saving for a house while paying rent every month? Yeah,...
Read MoreHow to Save for a Car
Buying a car is a big milestone. It gives you...
Read More