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My Spare Change Stories
  • Home
  • Budgeting
  • Saving
  • Blogs
  • About
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No-Spend Challenge Rules, Ideas, and How to Start

No-Spend Challenge: Rules, Ideas, and How to Start

Personal Finance / Angie

A no-spend challenge is a set period when you stop buying things you don’t really need while continuing to pay

No-Spend Challenge: Rules, Ideas, and How to Start Read More »

Money Challenges, Saving & Building an Emergency Fund
What is Emotional Spending

Emotional Spending: What It Is and How to Stop

Personal Finance / Angie

You know that moment when you’re stressed after a long day and you end up buying something you didn’t plan

Emotional Spending: What It Is and How to Stop Read More »

Financial Wellness & Mindset
Why Is It So Hard to Save Money

Why Is Saving Money So Hard? The Real Reasons Why

Personal Finance / Angie

You know you should save money. You may even start each month with a plan to put $100, $200, or

Why Is Saving Money So Hard? The Real Reasons Why Read More »

Financial Wellness & Mindset
FOMO Spending Are You Buying Just to Keep Up

FOMO Spending: Why You Buy Things You Don’t Really Need and How to Avoid It

Personal Finance / Angie

You weren’t planning to buy anything. Then you see your friend’s vacation photos, notice everyone talking about a new gadget,

FOMO Spending: Why You Buy Things You Don’t Really Need and How to Avoid It Read More »

Financial Wellness & Mindset
How to Save Money on Rent

How to Save Money on Rent

Personal Finance / Angie

If rent is taking up too much of your budget, you have several ways to spend less. You can negotiate

How to Save Money on Rent Read More »

Saving & Building an Emergency Fund
52-Week Savings Challenge How It Works + Free Printables

52-Week Money Challenge: How It Works + Free Printables

Personal Finance / Angie

The 52-week money challenge is a simple way to save money over one year. The classic version starts with saving

52-Week Money Challenge: How It Works + Free Printables Read More »

Saving & Building an Emergency Fund
Common Financial Mistakes to Avoid , Common money mistakes

22 Common Financial Mistakes to Avoid

Personal Finance / Angie

What are the common financial mistakes people make? Spending more than you earn, relying too much on credit cards, having

22 Common Financial Mistakes to Avoid Read More »

Financial Wellness & Mindset
How to Stay Motivated to Save Money

How to Stay Motivated to Save Money: 14 Tips

Personal Finance / Angie

Saving money can feel unmotivating when the amount you’re able to put away each month seems too small to matter.

How to Stay Motivated to Save Money: 14 Tips Read More »

Saving & Building an Emergency Fund
how to build wealth in your 30's

How to Build Wealth in Your 30s

Personal Finance / Angie

Your 30s can be a turning point for your finances. You may be earning more, but you may also have

How to Build Wealth in Your 30s Read More »

Investing and Wealth Building
Best Way to Save Money for Kids

Best Way to Save Money for Kids

Personal Finance / Angie

The best way to save money for kids depends on your child’s age, what you’re saving for, and how much

Best Way to Save Money for Kids Read More »

Saving & Building an Emergency Fund
How Much Should You Keep in Your Savings Account

How Much Should You Keep in Your Savings Account?

Personal Finance / Angie

There isn’t one universal number that works for everyone, but there is a clear way to figure out yours. Your

How Much Should You Keep in Your Savings Account? Read More »

Saving & Building an Emergency Fund
how much of your paycheck should you save

How Much of My Paycheck Should I Save?

Personal Finance / Angie

A good starting target is 20% of your take-home pay, split between savings and debt payoff, which is the number

How Much of My Paycheck Should I Save? Read More »

Saving & Building an Emergency Fund
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