Skip to content
My Spare Change Stories
  • Home
  • Budgeting
  • Blogs
  • About
  • Tools
    • Savings Target Calculator
    • Emergency Fund Calculator
    • 70/20/10 Budget Calculator
    • Zero-Based Budget Calculator
    • 50/30/20 Budget Calculator
    • 60/20/20 Budget Calculator with Pie Chart
    • Vacation Budget Calculator
    • Net Worth Calculator
    • Car Affordability Calculator
    • Grocery Budget Calculator
My Spare Change Stories
  • Home
  • Budgeting
  • Blogs
  • About
  • Tools
    • Savings Target Calculator
    • Emergency Fund Calculator
    • 70/20/10 Budget Calculator
    • Zero-Based Budget Calculator
    • 50/30/20 Budget Calculator
    • 60/20/20 Budget Calculator with Pie Chart
    • Vacation Budget Calculator
    • Net Worth Calculator
    • Car Affordability Calculator
    • Grocery Budget Calculator

What is the 70-20-10 budget rule? How does it work?

Personal Finance / Angie

So you’ve done 50-30-20, checked it off the list, and thought, “Is there something… different?” Meet the 70-20-10 rule. It’s […]

What is the 70-20-10 budget rule? How does it work? Read More »

Budget & Money Management
Kakeibo budgeting

Kakeibo Method: The Japanese Budgeting Method (with Example)

Personal Finance / Angie

You’ve probably tried at least three budgeting apps by now, haven’t you? They all promise to change your financial life

Kakeibo Method: The Japanese Budgeting Method (with Example) Read More »

Budget & Money Management
reverse budgeting pay yourself first

What Is Reverse Budgeting? The Pay Yourself First Method Explained

Personal Finance / Angie

Reverse budgeting is a way of managing money where savings happen first and spending comes afterward. Often called pay yourself

What Is Reverse Budgeting? The Pay Yourself First Method Explained Read More »

Budget & Money Management

What is the 50/30/20 Budget Rule?

Personal Finance / Angie

If you poke around for budgeting tips online, the 50/30/20 rule pops up everywhere because it’s dead simple to get.

What is the 50/30/20 Budget Rule? Read More »

Budget & Money Management

What Is Impulse Buying and How to Stop It

Personal Finance / Angie

You grab your phone for a quick scroll to unwind, spot something cute or useful, and tap “buy” before thinking

What Is Impulse Buying and How to Stop It Read More »

Financial Wellness & Mindset

How Zero-Based Budgeting Works + Free Calculator

Personal Finance / Angie

Zero-based budgeting is basically giving every dollar a job before it leaves your hands. If you’ve been checking out budgeting

How Zero-Based Budgeting Works + Free Calculator Read More »

Budget & Money Management

How Do You Actually Stick to Your Budget?

Personal Finance / Angie

Sticking to a budget sounds simple until real life shows up. One minute you’re trying to manage your money, and

How Do You Actually Stick to Your Budget? Read More »

Budget & Money Management

How to Budget for a Pet: Plan for Costs and Monthly Expenses

Personal Finance / Angie

Owning a pet feels like adding a tiny furry roommate who never pays rent but has strong opinions about treats. 

How to Budget for a Pet: Plan for Costs and Monthly Expenses Read More »

Budget & Money Management
things i'm choosing not to buy

27 Things I’m Not Buying in 2026

Personal Finance / Angie

Consumerism ran wild last year, fueled by endless social media scrolls, “must-have” trends, and late-night impulse clicks.  In this blog,

27 Things I’m Not Buying in 2026 Read More »

Financial Wellness & Mindset

How to Save Money on Entertainment

Personal Finance / Angie

It feels like entertainment is chasing you from every corner of your phone and TV, teasing you with “don’t miss

How to Save Money on Entertainment Read More »

Saving & Building an Emergency Fund
money saving challenges

Money-Saving Challenges in 2026: Creative & Fun Ways to Save

Personal Finance / Angie

January shows up every year with big “new era” energy, usually right after December has emptied both your wallet and

Money-Saving Challenges in 2026: Creative & Fun Ways to Save Read More »

Saving & Building an Emergency Fund

12 Tips to Save on Energy Bills This Winter

Personal Finance / Angie

Winter is here, and so is the season of frosty toes and shivering mornings. Your energy bill can feel like

12 Tips to Save on Energy Bills This Winter Read More »

Saving & Building an Emergency Fund
← Previous 1 … 4 5 6 7 Next →
  • Privacy Policy
  • Disclosure Policy
  • Terms and Conditions