Personal Finance

how to budget for irregular income

Budgeting with Irregular Income: A Simple Guide to Managing Fluctuating Paychecks

Managing money is hard when your income changes all the time. If you work freelance, gig, commission, or seasonal jobs, it is normal not to know how much you will earn next month. I have been there too, working hourly as a virtual assistant and tutor, with some months busy and others very slow. Over

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How I Track My Monthly Expenses: A Simple Guide to Building the Habit

For a long time, I didn’t really know where my money was going. I wasn’t spending on big or fancy things, yet I often ended up short before payday. I’d ask myself, “Wait, where did all my money go?” That’s what inspired me to start tracking my monthly expenses. It wasn’t easy at first, but

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