Personal Finance

Trying to budget when you don’t earn much can be exhausting. It often feels like you’re just trying to keep your head above water. Some months are fine because your paycheck covers the basics. But then something unexpected happens, like a medical bill, school expense, or a broken appliance. Suddenly, your whole plan falls apart. […]

Getting paid every week sounds amazing, right? You don’t have to wait forever for your next paycheck, and it feels like there’s always money coming in. But here’s the catch — that “yay, it’s payday again!” feeling can fade fast when you realize your bills don’t care what day it is. When I was just

Being the breadwinner of the family comes with both pride and pressure. You’re working not just for yourself but to make sure your loved ones are taken care of — from your parents’ bills to your siblings’ baon. But with rising prices and never-ending responsibilities, it can feel like your hard-earned money disappears the moment

Managing money is hard when your income changes all the time. If you work freelance, gig, commission, or seasonal jobs, it is normal not to know how much you will earn next month. I have been there too, working hourly as a virtual assistant and tutor, with some months busy and others very slow. Over

If you’re trying to save money and be a little smarter with your spending, you’ve probably thought about moving back in with your parents. Honestly, you’re not alone. A lot of people our age are doing it now because rent prices are crazy, groceries cost more than ever, and adulting just keep getting more expensive.

I don’t know about you, but sometimes when I look at my bank statement, I feel a little guilty. I’ve definitely been there. We all want to enjoy life and treat ourselves, but sometimes money slips away on things we don’t really need. When I really took a close look at my spending, I noticed

When I first started working, managing my paycheck felt confusing. I was excited to get my first salary but didn’t expect how fast it could disappear. Over time, I learned simple habits that helped me manage my money better.  This guide provides practical steps and tips you can follow to take control of your finances

If you’ve ever run out of money before payday or felt stressed by unexpected expenses, you know how important savings are. An emergency fund helps cover surprises like car repairs, medical bills, or job loss without needing to borrow. I learned this the hard way. After quitting my first corporate job just three days in,

For a long time, I found myself looking at other people’s lives and wondering why I was not earning or spending like them. Every time I opened social media, I saw people going on trips, buying new cars, trying new restaurants, or even getting their daily coffee fix from fancy cafes. It made me feel