Terms and Conditions

Last updated: October 18, 2025

Welcome to My Spare Change Stories!
By visiting this website, you agree to follow these Terms and Conditions. Please read them carefully before exploring the site.

1. About This Website

My Spare Change Stories is a personal blog where I share my own experiences, reflections, and guides about finance, travel, lifestyle, and adulting. My goal is to document what I learn and hopefully help others along the way.
Everything shared here is based on personal experience and general knowledge, not professional advice.

2. Intellectual Property

All original content on this site — including blog posts, images, and graphics created by me — belongs to My Spare Change Stories unless otherwise stated.
You’re welcome to share excerpts or posts from this blog for personal, non-commercial use as long as you credit the source and include a link back to the original post.
Please don’t copy or redistribute my work for commercial purposes without permission.

3. External Links

Some posts may include links to other websites for reference or convenience. I do not control or take responsibility for the accuracy, reliability, or content of those external sites.

4. Comments and Interaction

I love hearing from readers. You’re welcome to share your thoughts or stories in the comments section, but I reserve the right to delete comments that are spammy, offensive, or irrelevant. Let’s keep things positive and respectful.

5. Disclaimer

The content on My Spare Change Stories is for informational and entertainment purposes only. I am not a financial, legal, or professional advisor.
While I try to share helpful tips and personal experiences, please use your own judgment or seek professional advice before making financial or life decisions.

6. Changes to These Terms

I may update these Terms and Conditions from time to time. Any changes will be reflected by the “Last updated” date at the top of this page.