50/30/20 Budget Calculator
The 50/30/20 budget is a simple way to manage your money. You take your after-tax income and split it into three categories: 50% for Needs like rent, bills, and groceries, 30% for Wants like eating out, shopping, or hobbies, and 20% for Savings and debt repayment.
Type in your monthly after-tax income and watch the calculator split it into Needs, Wants, and Savings.
50/30/20 Budget Calculator
Enter your monthly after-tax income and see how it splits into Needs, Wants, and Savings.
Rent, groceries, bills, and essentials you can’t skip.
Fun spending like eating out, movies, shopping, and hobbies.
Emergency fund, extra debt payments, and long-term goals.
How it Works
1. Enter your monthly after-tax income – the money you actually get in your account.
2.Watch your income split automatically – the calculator shows how much goes to Needs, Wants, and Savings in real time.
Learn More About the 50/30/20 Budget Rule
If you want to dive deeper, take a look at our full 50/30/20 budget guide.