Grocery Budget Calculator + Cart Tracker

Answer a few quick questions about your household and shopping habits — we’ll calculate your recommended monthly grocery budget using USDA food cost data.

Grocery Budget Calculator — My Spare Change Stories
How to use this calculator
1
Slide to set how many people are in each age group in your household.
2
Pick your shopper type and drag the slider for meals eaten out per week.
3
Hit Calculate to see your personalized monthly grocery budget and breakdown.
READ MORE
How to Save Money on Groceries
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How Much Should I Budget for Eating Out?
Step 1 — How many people in each age group?
2 people total
Step 2 — What kind of shopper are you?
Thrifty
Store brands, coupons — every dollar counts.
Low-cost
Budget-conscious with occasional splurges.
Moderate
Mix of brands and quality products.
Liberal
Quality first — organic, specialty, premium.

Meals eaten outside home per week

Cooking at home most of the time — great for your budget!
0
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Step 3 — How do you get your groceries?
In-store shopping
I shop at the store myself.
Curbside pickup
Order online, pick up — small convenience fee (~4%).
Home delivery
Delivered to my door — adds delivery fees & tip (~15%).
How to use the cart tracker
1
Set your grocery budget for this trip — use the amount from the Budget Calculator above.
2
Add items as you shop — name, quantity, and price per unit.
3
Watch your total update in real time so you never go over at checkout.
SAVE MORE
How to Save Money on Groceries
My budget for this trip
Trip budget limit
Leave blank to just track total
$
Items in my cart
Item
Qty
$/unit
Cart total
$0.00
Set a budget above
Budget limit
Cart total
Remaining