60/20/20 Budget Calculator
The 60/20/20 budget is an easy way to manage your money. Allocate 60% of your after-tax income to Needs like rent, groceries, bills, and transportation, 20% to Savings such as your emergency fund or long-term goals, and 20% to Wants like dining out, entertainment, and lifestyle spending.
Type in your monthly after-tax income and watch the 60/20/20 budget rule calculator automatically split it into Needs, Savings, and Wants.
60/20/20 Budget Calculator
Type in your monthly after-tax income and the pie chart will split it into Needs, Savings, and Wants.
Rent, groceries, bills, transportation, and essentials you can't skip.
Emergency fund, long-term goals, and investments.
Dining out, entertainment, subscriptions, and lifestyle spending.
How it Works
1. Enter your monthly after-tax income – the money you actually get in your account.
2. Watch your income split automatically – the calculator shows how much goes to Needs, Savings, and Wants in real time.
More Free Calculators
50/30/20 Budget
Split income into needs, wants, and savings.
70/20/10 Budget
Allocate income to needs, savings, and debt or giving.
Zero-Based Budget Calculator
Assign every dollar of your income a purpose.
Goal Savings Calculator
Calculate how much to save each month to hit your goal.
Emergency Fund Calculator
Find out how much you need in your safety net.
Grocery Budget Calculator
Figure out your recommended monthly grocery budget.