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If you’ve ever run out of money before payday or felt stressed by unexpected expenses, you know how important savings are. An emergency fund helps cover surprises like car repairs, medical bills, or job loss without needing to borrow. I learned this the hard way. After quitting my first corporate job just three days in, […]

For a long time, I found myself looking at other people’s lives and wondering why I was not earning or spending like them. Every time I opened social media, I saw people going on trips, buying new cars, trying new restaurants, or even getting their daily coffee fix from fancy cafes. It made me feel